Do I need the original deed to sell my house?

To sell your home, you’ll need the original deed that was issued when you purchased it. For many sellers, that came years prior, so finding the deed might prove challenging. If you’re unable to find a copy of your deed, you have options for obtaining a replacement.

Do I need original title deeds to sell my property?

In short, yes you can sell your house without the deeds, however you must be able to prove through other means that you are the owner of the property. As the deeds are the assortment of documents which usually prove ownership, proving it without them can be a more protracted process, but it is by no means impossible.

How do you sell a house without the original deed?

The owner will have to submit copies of the police complaint, share certificate from the housing society, the newspaper advertisement, and the undertaking, at the deputy registrar’s office and pay the required charges. He will then be issued a copy of the sale deed.

What if original sale deed is lost?

In case you have taken a home loan, and the bank has misplaced the original sale deed, you need to file a complaint with the bank and keep a copy of their response with you for future reference. Next, you need to lodge an FIR against the bank and publish an advertisement in the newspaper.

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Who keeps the original deed?

The original deed is returned to the owner of the property from the office of the recorder after proper entry. The office of the Recorder of Deeds maintains a set of indexes about each deed recorded, for an easy search. Almost all states have a grantor-grantee index including a reference to all documents recorded.

Who has the deeds to my house?

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time.

Can you register a property without deeds?

In order to register a property without title deeds, a conveyancer would need to reconstitute the deeds. This involves putting together sufficient evidence to allow the Land Registry to determine if registration is possible. Each application will be determined on its individual facts.

Is certified copy same as original?

A certified copy can be used in place of the original deed to execute the transfer or sale or for any other purpose. Here is how to get a certified property title. If you lose the original, lodge a First Information Report (FIR) at your local police station about the missing document.

Should I have the deed to my house?

Answer: The simple answer is that you do not need a certified copy of your deed. In fact, once the deed to your house is recorded into your names, you really do not even need the deed at all. Typically, when a consumer buys a house, he/she goes to a settlement attorney or title company.

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Does a deed mean you own the house?

A house deed is the legal document that transfers ownership of the property from the seller to the buyer. In short, it’s what ensures the house you just bought is legally yours.

What is the difference between a title and a deed for a house?

The biggest difference between a deed and a title is the physical component. A deed is an official written document declaring a person’s legal ownership of a property, while a title refers to the concept of ownership rights.